Published rates
Here's what it costs. Actually.
Most senior living websites make you call to get a number. Here are ours.
| Community | City | Starting monthly rate | Care level |
|---|---|---|---|
| Commons at Juday Creek | South Bend, IN | $3,900/mo | Assisted Living |
| Grand Emerald Place | South Bend, IN | [STARTING PRICE] | Assisted Living |
| Commons at Jackson Creek | Bloomington, IN | $3,110/mo | Assisted Living |
| Elkhart Place | Elkhart, IN | [STARTING PRICE] | Assisted Living |
| Kokomo Place | Kokomo, IN | [STARTING PRICE] | Assisted Living |
| Trail Creek Place | Michigan City, IN | [STARTING PRICE] | Assisted Living & Memory Care |
South Bend area average: ~$4,389/mo. Bloomington area average: ~$4,283/mo. (Genworth Cost of Care data.)
What's included
Everything in the monthly rate.
- Private apartment
- All utilities except phone
- Three chef-prepared meals daily
- Snacks and beverages around the clock
- Weekly housekeeping and linens
- Personal laundry
- 24/7 onsite care staff
- Medication management
- Healthcare coordination
- Daily activity calendar
- Scheduled transportation
- Maintenance and emergency call system
Indiana Medicaid Waiver
The thing most families don't know: Medicaid can help pay for this.
Indiana runs a Medicaid Waiver program that can help pay for assisted living. It is called a waiver because it waives the usual rule that Medicaid only pays for care inside a nursing home, and instead pays for support in a community setting, which for many people is a better place to live.
Eligibility depends on income, assets and level of care need, and the rules are less restrictive than most families assume. Plenty of people who were told they "make too much" turn out to qualify once the whole picture is on the table.
Our owners are licensed administrators who specialize in the Waiver, and they will walk your family through eligibility for free, whether or not you ever move into an OPS community.
Want the whole picture first? Read our complete Indiana Medicaid Waiver guide: who qualifies, how it works here, and the application step by step.
Compare
What are you spending at home right now?
Staying at home, roughly
$4,838/mo
In-home care estimated at $33/hour. Compare that with $3,110/month at Commons at Jackson Creek or $3,900/month at Commons at Juday Creek: meals, utilities, housekeeping and 24/7 staffing included.
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Pricing questions, answered.
Because a phone call converts better than a number does. We think that's backwards. Families deserve to know whether a community is even in range before they spend an afternoon touring it, so our starting rates are on this page.
The apartment, all utilities except phone, three chef-prepared meals a day, housekeeping and weekly linens, personal laundry, the activity calendar, scheduled transportation, 24/7 onsite care staff and medication management.
Higher levels of personal care, based on a nurse assessment, and incidentals like salon services or a private phone line. We quote the care level in writing before move-in, so the first invoice never surprises anyone.
No. Medicare covers medical care and short-term rehab, not room, board and daily assistance. The Indiana Medicaid Waiver, however, can help pay for assisted living, and we help families determine eligibility at no cost.
Rates are reviewed annually and can change with costs, and a resident's care level can change if their needs do. We tell you before it happens, and we explain why. No silent increases.